Počet záznamů: 1
Mission Drift in the Middle East & North Africa: The Effect of the Financial Sustainability of Microfinance Institutions on their Depth of Outreach to the Poor
Údaje o názvu Mission Drift in the Middle East & North Africa: The Effect of the Financial Sustainability of Microfinance Institutions on their Depth of Outreach to the Poor [rukopis] / Patrick Christopher Ferrity Další variantní názvy Microfinance Services & Development Osobní jméno Ferrity, Patrick Christopher, (autor diplomové práce nebo disertace) Překl.náz Microfinance Services & Development Vyd.údaje 2020 Fyz.popis 72 Poznámka Ved. práce Martin Schlossarek Oponent Karel Janda Ved. práce Fouzi Mourji Dal.odpovědnost Schlossarek, Martin (vedoucí diplomové práce nebo disertace) Janda, Karel, (oponent) Mourji, Fouzi, (vedoucí diplomové práce nebo disertace) Dal.odpovědnost Univerzita Palackého. Katedra rozvojových studií (udelovatel akademické hodnosti) Klíč.slova Microfinance * Poverty Alleviation * Financial Sustainability * Depth of Outreach * Middle East & North Africa * Financial Inclusion * Microfinance * Poverty Alleviation * Financial Sustainability * Depth of Outreach * Middle East & North Africa * Financial Inclusion Forma, žánr diplomové práce master's theses MDT (043)378.2 Země vyd. Česko Jazyk dok. angličtina Druh dok. PUBLIKAČNÍ ČINNOST Titul Mgr. Studijní program Navazující Studijní program Geography Studijní obor International Development Studies kniha
Kvalifikační práce Staženo Velikost datum zpřístupnění 00266246-836226030.pdf 24 2 MB 08.06.2020 Posudek Typ posudku 00266246-ved-951943260.pdf Posudek vedoucího 00266246-opon-108729688.pdf Posudek oponenta Ostatní přílohy Velikost Popis 00266246-other-687372351.dta 71.4 KB 00266246-other-231755635.do 2.3 KB 00266246-other-579966568.do 3.2 KB
The objective of this study is to analyse mission drift among microfinance institutions (MFIs) in the Middle East and North Africa (MENA). Mission drift occurs when MFIs focus more on financial sustainability (financial objective) instead of depth of outreach to poor borrowers (social objective). This study uses a panel dataset, representing a sample of 52 MFIs from 10 countries across the region, from 2008-2017. It implements fixed and random effects estimations on two dynamic models. Findings of this study show that the provision of larger loans to the poor (evidence of mission drift) in the MENA region is strongly associated with better financial self-sustainability and efficiency, especially considering higher portfolio quality, but this comes with higher costs per borrower and lower profits. In addition, shows that MFIs with a higher percentage of female borrowers generally are more operationally self-sustainable and efficient, requiring fewer employees to produce a given number of borrowers. Therefore, this study reveals conflicting evidence as to whether MFIs in the region experience mission drift. Future policy efforts should prioritize technological advances to increase outreach, enabling regulations that allow a variety of types of MFIs to exist, and the diversification products (savings, micro-insurance, Islamic, etc).The objective of this study is to analyse mission drift among microfinance institutions (MFIs) in the Middle East and North Africa (MENA). Mission drift occurs when MFIs focus more on financial sustainability (financial objective) instead of depth of outreach to poor borrowers (social objective). This study uses a panel dataset, representing a sample of 52 MFIs from 10 countries across the region, from 2008-2017. It implements fixed and random effects estimations on two dynamic models. Findings of this study show that the provision of larger loans to the poor (evidence of mission drift) in the MENA region is strongly associated with better financial self-sustainability and efficiency, especially considering higher portfolio quality, but this comes with higher costs per borrower and lower profits. In addition, shows that MFIs with a higher percentage of female borrowers generally are more operationally self-sustainable and efficient, requiring fewer employees to produce a given number of borrowers. Therefore, this study reveals conflicting evidence as to whether MFIs in the region experience mission drift. Future policy efforts should prioritize technological advances to increase outreach, enabling regulations that allow a variety of types of MFIs to exist, and the diversification products (savings, micro-insurance, Islamic, etc).
Počet záznamů: 1